Certified Used 2023 Kia Rio S
45,429 mi.
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The total cost of the vehicle.
A down payment is an initial, upfront payment you make toward the total cost of the vehicle. Your down payment could be cash, the value of a trade-in, or both. The more you put down, the less you need to borrow. A larger down payment may also reduce your monthly payment and your total cost of financing.
The trade in value is the amount that a dealer is willing to offer you towards the purchase of a new vehicle in exchange for your current one. It’s typically based on the market value of your vehicle (the amount it would sell for on the open market).
Your payoff amount is how much you will actually have to pay to satisfy the terms of your mortgage loan and completely pay off your debt. Your payoff amount is different from your current balance.
Additional down payment in cash.
This is the length of your auto loan, generally expressed in months. A shorter loan term (in which you make monthly payments for fewer months) will reduce your total loan cost. A longer loan can reduce your monthly payment, but you pay more interest over the life of the loan. A longer loan also puts you at risk for negative equity, which is when you owe more on the vehicle than the vehicle is worth.
This is the annual percentage rate, and is not always the same as the interest rate. This represents the annual rate that is charged, and as such, is the actual annual cost to the consumer over the course of the auto loan. The APR will allow you to more easily shop and compare car loans, since it equates all loans to the same annual rate.
Description
*Manufacturer’s Rebates shown above are subject to residency restrictions. Any customer not meeting the residency restriction will receive a dealer discount in the same amount of the manufacturer rebate. Accessories and color may vary. Quoted price subject to change without notice to correct errors or omissions. This is an individualized price quote and is valid solely in connection with a purchase by you, the recipient. Price may already include applicable manufacturer incentives which may expire at any time. Manufacturer incentive data and vehicle features is provided by third parties and believed to be accurate as of the time of publication. Please contact the store by email or phone for details and availability of incentives. Sales tax or other taxes, tag, license, title, registration fees, and government fees is not included in quoted price. All used inventory prices, specifications, and availability subject to change without notice. Prices do not include additional fees and costs of closing, government fees and taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees.
Disclaimer: Price includes “Connected and Protected” fee of $995. This coverage is not required to obtain financing or to register a motor vehicle. We do not disclose information about our customers to anyone, except as you authorize or permitted by law. Dealer’s price for this vehicle as equipped. Does not include state and local taxes, license and title fees, delivery/processing fee, or finance charge, if any. This listing has been affixed to this vehicle by this dealer. It has been designed to clearly indicate any additional charges. This is only a summary of possible benefits available. Certain restrictions and limitations apply.
Clay Cooley is not responsible for mispricing, typographical, data transmission, or any and all other errors that may appear on the site. If the advertised price is incorrect or inaccurate Clay Cooley will update the price as soon as it becomes aware. Clay Cooley maintains the right to refuse or not honor any price listed erroneously. Vehicle prices are subject to change at all times, do not include adds or other fees, and may be subject to a Market Adjustment that is not reflected in the advertised price.
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